Heinz Flag Calculator

Work out the returns on a Heinz Flag: a Heinz plus fifteen up-and-down pairs, eighty-seven bets on six selections.

A Heinz Flag is eighty-seven bets on six football selections, combining a standard Heinz with fifteen up-and-down pairs, letting you profit from partial results beyond the core multiple bets.

What Is a Heinz Flag?

A Heinz Flag takes the familiar Heinz structure and adds an extra layer of coverage through conditional pairs. The base Heinz covers doubles, trebles, four-folds, five-folds, and the six-fold accumulator—fifty-seven bets in total. The Flag element adds fifteen up-and-down pairs, each consisting of two bets that settle sequentially: the first bet is placed, and if it wins, a second bet automatically follows. This conditional structure is what sets the pair bets apart from the rest of the bet slip.

Together, the Heinz and the pairs create eighty-seven separate bets. That makes it a bet type where the unit stake decision matters more than with smaller bet types. A EUR 1.00 unit stake means an EUR 87.00 commitment, which is why most people stake it in tens of cents. The additional pairs can pay when the core multiples do not, which is the main appeal—you have more ways to get a return, even if not all six selections land.

The Heinz Flag rewards partial results more generously than a plain Heinz, but only if you understand what the thirty pairs are doing and can afford the full outlay. It is a bet type you approach when you have identified six selections you genuinely want to back and have done the maths on the unit stake before placing it.

How a Heinz Flag Is Calculated

The Heinz Flag operates in two layers. First comes the Heinz: this combines every double, treble, four-fold, five-fold, and six-fold from six selections. With six selections you can form 15 different pairs, 20 different trios, 15 different groups of four, 6 different groups of five, and 1 group of all six. That totals fifty-seven bets.

Second comes the Flag: fifteen up-and-down pairs covering every combination of two from the six selections. These are not ordinary accumulators; they settle in sequence. The first bet of each pair must win before the second is struck. If the first bet loses, both bets within that pair lose. If the first bet wins, the stake for the second bet is calculated from the winnings of the first. This conditional structure means the thirty pair bets operate independently from the Heinz multiples. They can return money when a four-fold or five-fold fails, or they can fail when the six-fold lands.

The total outlay is calculated simply: eighty-seven bets multiplied by your chosen unit stake. If you enter EUR 0.20 as your unit stake, the calculator multiplies that by eighty-seven to give an EUR 17.40 total outlay. Every bet within the Heinz and every bet within the thirty pairs is struck at that same unit stake. When you adjust the unit stake upward, all eighty-seven bets scale together.

What the Calculator Shows You

The calculator takes six decimal odds and a unit stake, then shows you four key outputs. The total outlay is eighty-seven times your unit stake—what it costs to place the entire bet. The return if all six selections win is the gross payout, calculated by processing all eighty-seven bets through the decimal odds. The profit if all six selections win is the return minus the original outlay, showing the net gain. If the outlay looks unexpectedly large, that is the bet type telling you something important.

Worked Example

Imagine you want to back six Spanish football sides on a single Saturday: Elche to win at 1.50, Levante to win at 1.70, Real Valladolid to win at 1.80, Espanyol to win at 2.00, Granada to win at 2.20, and Mallorca to win at 2.60. You choose a unit stake of EUR 0.20.

The calculator multiplies eighty-seven bets by EUR 0.20, giving a total outlay of EUR 17.40. This covers fifty-seven bets from the Heinz plus thirty bets from the fifteen up-and-down pairs.

If all six teams win, the fifty-seven Heinz lines compute their returns from the decimal odds: the six-fold yields the six selections multiplied together at their stated odds. The shorter fives, four-folds, trebles, and doubles contribute proportionally smaller amounts. The thirty pair bets also calculate conditionally: Elche and Levante form one pair; if Elche wins at 1.50, the second bet is struck on Levante at 1.70, and so on through all fifteen pairs.

The return if all six selections win is EUR 145.68. Subtracting the EUR 17.40 outlay gives a profit of EUR 128.28. Notably, this profit figure applies only to the scenario where all six teams win. A four-fold or five-fold hitting might return less, in which case the pair bets become more valuable because they are unlikely to have cleared all their conditions. That is the defensive appeal of the bet type: you get more chances to land something.

What the 87 Bets in a Heinz Flag Are Made Of

The eighty-seven bets break down into the Heinz core and the fifteen up-and-down pairs. The Heinz contributes fifty-seven lines across five tiers: fifteen doubles, twenty trebles, fifteen four-folds, six five-folds, and one six-fold. The fifteen up-and-down pairs each consist of two conditional bets, for a total of thirty. This composition is what separates the Heinz Flag from simpler bet types.

Total Outlay for a Heinz Flag at Different Unit Stakes

The Heinz Flag is scalable: multiply your unit stake by eighty-seven to find your total outlay. At EUR 0.10 per bet, you commit EUR 8.70 for the entire eighty-seven lines. Most bettors step up to EUR 0.20 or EUR 0.50, especially if they have genuine confidence in all six selections. A EUR 1.00 stake per bet means a full EUR 87.00 outlay, which is substantial and best reserved for when you are backing sides at lower odds.

Understanding the Unit Stake at Eighty-Seven Bets

Eighty-seven bets means a EUR 1.00 unit stake is an EUR 87.00 commitment, which is why most Heinz Flags are struck in tens of cents. The fifteen pairs contribute thirty of those bets, and they are the part that behaves least like the rest: they settle in sequence, they can pay when the multiples do not, and they cannot be sanity-checked by eye. If the outlay looks surprising when you enter your stake, that is the bet telling you something.

The practical upshot is that you should never enter a unit stake without stopping to visualise the total outlay. A EUR 0.50 stake per bet means EUR 43.50 out of your pocket before any of the six selections take the pitch. If that figure makes you hesitate, you have picked the wrong unit stake. Some bettors find it clearer to work backwards: decide how much they are willing to risk overall, then divide by eighty-seven to find the per-bet stake.

The pair bets are also worth special attention. Unlike the Heinz multiples, which you can sketch mentally and verify, the thirty pairs settle conditionally and independently. A partial result might see four of the five-folds clear and three of the pair bets survive, creating a payout that feels difficult to predict. That unpredictability is not a drawback; it is the reason the Heinz Flag exists. You are buying exposure to scenarios the plain Heinz misses.

When a Heinz Flag Makes Sense

A Heinz Flag works well when you have six solid selection ideas and you believe a partial result is genuinely likely. If you are highly confident that all six will win, a plain Heinz at a larger unit stake might deliver better value for money. However, if you think a four-fold or five-fold is realistic but a clean six-fold is a long shot, the Heinz Flag’s extra coverage becomes attractive. The thirty pairs can pay substantial returns even when the top multiples fail.

The bet also suits situations where you want to diversify within a single fixture day. Six teams across different matches or different leagues spread your risk in a way that five selections cannot. You need six genuine ideas, not five selections padded with a sixth just to reach the Heinz Flag threshold. Stretching to hit the bet type is a common mistake and usually results in unnecessary outlay on a weak leg.

Bankroll matters too. If EUR 43.50 (at a EUR 0.50 unit stake) would represent a large portion of your betting bank, step down to a smaller unit stake or reconsider whether six selections are right for you. The Heinz Flag is designed to be staked conservatively precisely because eighty-seven bets can add up quickly. Treating it as a way to chase losses by increasing stakes rarely ends well.

Common Mistakes

The biggest error is entering a unit stake without multiplying it by eighty-seven to check the total outlay; many bettors mentally price the bet as if the stake were the total, rather than the per-line cost. Another common pitfall is treating the thirty pair bets as ordinary accumulators when they are actually conditional bets that settle sequentially and can behave very differently from the Heinz multiples. A third mistake is choosing a Heinz Flag when a plain Heinz at a larger unit stake would better suit your belief in all six selections winning cleanly. Finally, stretching to six selections just to justify the bet type rather than because you have six genuine tips is a false economy that usually costs money.

Heinz Flag Against Its Base Bet and Neighbours

The Heinz Flag occupies a middle ground between two key alternatives. The Heinz itself covers the same six selections but in only fifty-seven bets, making it cheaper but less forgiving of partial results. The Lucky 63 also covers six selections but with sixty-three bets, sitting between the Heinz and the Flag in both cost and coverage. The Heinz Flag’s eighty-seven bets make it the most comprehensive option for six selections.